Tag: Mindset

Old Money vs. New Money

Written by linda.chevrier@fiveringsfinancial.com on March 13, 2025. Posted in Financial Planning, Financial Wisdom. No Comments on Old Money vs. New Money

We’ve all heard the phrases “Old Money” and “New Money.” Maybe you’ve even used them yourself. But what do they actually mean? More importantly, how do they impact the way we build, grow, and keep our wealth?

Let’s break it down.

New Money: Fast, Flashy, and Often Fleeting

New Money is exciting. It’s the self-made success story, the rapid rise, the “I never had this before, so I’m going to enjoy it” mindset. Think luxury cars, extravagant vacations, designer everything. It’s wealth that’s loud, and it’s often about status, success, and proving you’ve arrived.

But here’s the problem: New Money doesn’t always think ahead. When financial success happens fast, it’s easy to spend just as fast. If wealth isn’t protected, invested, and grown intentionally, it can disappear just as quickly as it came.

Old Money: Long-Term, Strategic, and Built to Last

Old Money operates differently. It’s about stability, longevity, and quiet confidence. Instead of focusing on spending, Old Money focuses on preserving and growing wealth across generations.

Here’s what sets Old Money apart:
✔ Investments over impulse buys – Instead of upgrading their car every year, they upgrade their portfolio.
✔ Assets over appearances – They don’t need to prove their wealth because they own the real estate, businesses, and investments that make money work for them.
✔ Long-term vision – Wealth isn’t just about today; it’s about creating security for the future.

The Turning Point: Deciding to Build Generational Wealth

At some point, every Old Money family was once New Money. Wealth isn’t inherited forever unless someone makes the choice to preserve, grow, and pass it down.

That’s why the most powerful mindset shift isn’t just making money—it’s learning how to keep it, multiply it, and create financial independence that lasts.

“Old Money Starts Somewhere… And It Starts With Me.”

Maybe you didn’t grow up with financial security. Maybe no one taught you about investing, wealth-building, or protecting your assets. But that doesn’t mean you can’t be the one to change the story.

Old Money has to start somewhere. It starts with the person who decides:
✅ I will build wealth that lasts.
✅ I will learn to invest, not just spend.
✅ I will create financial security for myself and my family.

That person can be you.

💡 Ready to Take the First Step?

Building wealth isn’t about luck—it’s about strategy, intention, and the right financial tools. If you’re ready to start thinking like Old Money and making your money work for you, check out the video below.

Femmillionaires GALentine’s Brunch

Written by linda.chevrier@fiveringsfinancial.com on January 20, 2025. Posted in Events. No Comments on Femmillionaires GALentine’s Brunch

At the heart of every successful woman is a mindset rooted in abundance, growth, and empowerment. Enter Femmillionaires, a groundbreaking new event series created by Linda Chevrier, designed for women who embody or aspire to cultivate a millionaire mindset. These events are more than just gatherings—they’re opportunities to connect, learn, and grow in a community of like-minded, ambitious women.

What is a Femmillionaire?

A Femmillionaire isn’t just about wealth—it’s about the mindset. It’s a woman who prioritizes financial literacy as self-love, takes control of her future, and celebrates her journey toward financial freedom and empowerment. Whether you’re already building wealth or taking the first steps to redefine your relationship with money, being a Femmillionaire means embracing abundance in every aspect of life.

Launching the Femmillionaires Event Series: GALentine’s Brunch

We couldn’t think of a better way to launch this exciting series than with a GALentine’s Brunch. After all, what better time to celebrate self-love, friendship, and empowerment than during the season of love? This event isn’t just a brunch—it’s a celebration of women, by women, for women.

What to Expect at GALentine’s Brunch

The event will feature a scrumptious brunch spread while connecting with other powerhouse women. Our guest speakers, Ada Cook and Courtney Bliss from Blissful Sage Events, will lead a hands-on candle-decorating activity that blends creativity with intention, setting the tone for the year ahead. Through this, attendees will not only create something beautiful but also gain insight into the power of manifesting their goals with clarity and purpose.

Why Financial Literacy is Self-Love

At the core of the Femmillionaires movement is the belief that financial literacy is a form of self-love. Understanding and managing your finances isn’t just practical—it’s empowering. By educating ourselves and building a supportive community, we are creating a ripple effect that uplifts not only our own lives but also the lives of those around us. This event series is a space to foster that growth, celebrate milestones, and encourage every woman to step into her power.

What’s Next?

GALentine’s Brunch is just the beginning. The Femmillionaires series will include experiences that equip women with the tools they need to succeed. From mastering the art of negotiation to cultivating an abundance mindset, these events will empower women to take the reins of their financial futures and live their best lives.

Join the Movement

It’s about redefining what’s possible for women everywhere. So grab your gal pals, join us for GALentine’s Brunch, and be part of this incredible journey. Together, we’ll create a future that’s as bright, bold, and abundant as the women shaping it.

Reserve Your Spot

Don’t miss your chance to be part of the launch of something extraordinary. RSVP HERE and become part of a community of empowered, inspiring women who are rewriting the rules and embracing their inner Femmillionaire.

Because financial literacy is self-love—and you deserve both.

Manifest Your Dreams: How a Physical Vision Board Can Change Your Life

Written by linda.chevrier@fiveringsfinancial.com on December 14, 2024. Posted in Events, Personal Growth. No Comments on Manifest Your Dreams: How a Physical Vision Board Can Change Your Life

Digital vision boards are great, but I always make a physical one. There’s something powerful about creating with your hands and keeping your goals front and center at home!

It’s vision board season, and I can’t recommend creating a physical board enough. Here’s why:

It feels like a creative art project, helping you focus and stay present.

You’ll feel a sense of accomplishment with a tangible reminder of your effort.

Displaying your board at home keeps your goals front and center.

The process of cutting and pasting images helps you reflect deeply and form a stronger emotional connection to your goals.

Let me share a personal story. Before I ever lived in Texas, I cut out a photo of a charming red brick house and pasted it to my vision board. That very year, through a series of unexpected events, I ended up living in a beautiful red brick house in New Braunfels, which I now call home.

It’s amazing how physical vision boards bring your dreams to life in ways you’d never expect. Are you planning to make one this year?

If you’re thinking about it and you are in Central Texas, this is your invitation to join me at a special Vision Board Workshop that I am presenting in partnership with Blissful Sage Events. All the supplies and refreshments are provided. All you need to bring are your biggest dreams and a bestie!

RSVP to attend our Vision Board Workshop on January 4th!

Why Your Mindset is Keeping You Broke

Written by linda.chevrier@fiveringsfinancial.com on November 7, 2024. Posted in Uncategorized. No Comments on Why Your Mindset is Keeping You Broke

Have you ever wondered why, despite working hard, saving money, and maybe even following the “rules,” you still feel stuck financially? The answer may not be in your wallet, but in your mindset.

The number one thing keeping people broke isn’t bad luck or a lack of opportunity; it’s the way they think about money. Many people hold limiting beliefs like, “I’ll never make enough,” “Rich people are greedy,” or “Money is too hard to manage.” These thoughts shape how you handle your finances. When you constantly focus on what you don’t have, it’s easy to stay in a cycle of scarcity.

Changing your mindset can transform your financial future. It starts with recognizing those negative beliefs and replacing them with empowering ones. Start thinking, “There’s more than enough money out there for me,” or “I’m capable of achieving financial freedom.” When you shift your thoughts, you open yourself up to opportunities you might have missed before.

Your relationship with money also needs attention. If you treat money as something stressful or unattainable, it will continue to elude you. Instead, start learning how to grow your wealth, invest smartly, and protect your future. Wealth isn’t just about making more money, it’s about changing your perspective to see and create opportunities.

Want more tips to break free from a scarcity mindset? Follow me on Facebook, where I share videos on financial strategies, mindset shifts, and practical steps to achieve financial independence. It’s time to change your mind about money and unlock your path to success!