How to Take a Loss — And What to Do Next
Have you ever been on a financial rollercoaster?
Maybe you jumped into Bitcoin, the stock market, or took a “can’t-miss” tip from a friend… only to watch your account dip—and then dip lower—and found yourself wondering:
“How am I supposed to make that back?”
You’re not alone. And I’m not here to scare you.
I’m here to offer wisdom—because once you’re over 50, the math changes.
📉 The Truth About Losses After 50
Here’s a fact many advisors won’t say out loud:
When you lose 30%, you actually need over 43% in gains just to get back to even.
That’s not fear—it’s math.
And when you’re in your 50s, 60s, or even late 40s, you don’t always have the same time, flexibility, or energy to wait for the markets to “recover.”
If you’re younger?
Take the risks. Play a little. Learn. Explore.
But if you’re in the second half of your life, it’s time to protect the legacy you’ve worked so hard to build.
You don’t need to shrink or settle—you just need to move your money into smarter spaces.
Here’s the good news:
There are powerful financial tools—like Indexed Strategies and IULs—that allow your money to grow with the market… but never lose when the market drops.
Yes, you read that right:
Upside potential, zero downside risk.
And yet, many people never hear about them. Why?
Because some advisors don’t recommend them—not because they’re bad—but because they don’t earn as much from them.
Ouch. But it’s true.
I’m Linda Chevrier, Regional VP with Five Rings Financial and the founder of Femmillionaire—a movement and business built to help women (and the people they love) align their money with their values.
I don’t sell fear.
I offer clarity, confidence, and options.
If your portfolio has taken a hit…
If you’re quietly stressed about retirement…
If you just want a second opinion from someone who leads with heart…
Contact me & let’s talk about it.
No pressure.
No jargon.
Just wisdom, strategy—and maybe a little tea.
Because money is sacred.
And so is your peace.
